What Is the Prime Rate and Why Does it Matter?

What Is the Prime Rate and Why Does it Matter?

Have you ever wondered where the interest rates banks give you really come from? Who determines it? Are you concerned you are not getting the best interest rates on your different forms of debt? Interest rates aren’t just thumbsucked by the banks. Even though they...
Is a Personal Loan or Overdraft Better?

Is a Personal Loan or Overdraft Better?

Credit can be an empowering financial tool. It helps you in many different ways. You can finance business projects, cover unexpected costs, buy a house and cover the shortfall of a tough month. But finding the right credit option can be difficult! Using it correctly...
Can You Get a Job When You are Blacklisted?

Can You Get a Job When You are Blacklisted?

Being blacklisted can really throw a spanner in the works when you need to make big life decisions like buying a home or a car. No one plans for it, but you also need to plan to not get in debt! Still, it happens, and maybe you need to find ways to pay off your debts....