Lesson 5: Defining the 6 parts that make up your credit report

A credit report is the total history of your financial dealings. Think of it as a track record of your financial health. Every transaction, every request for credit, and every payment made towards debt is put on record. Public information like any court rulings against your name (like foreclosures) will also be kept on your credit report.

Let’s take a look at the definitions of the 6 parts that make up your credit report.