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The 5 Parts to How Your Credit Score Is Calculated

The 5 Parts to How Your Credit Score Is Calculated

by Ean | Apr 27, 2021 | Financial Insights, Quick Tips

A good credit score is vital to your financial health. It helps you to build your better financial future in many ways. But, credit scores can be confusing to understand. Have you ever wondered how your credit score is calculated? Understanding how your credit score...
Heal Your Credit Score Rating South Africa

Heal Your Credit Score Rating South Africa

by Ean | Mar 5, 2021 | Credit Health, Financial Insights, Money

South Africa has a difficult relationship with credit at best. From national debt at the highest levels of society, to some of the highest levels of personal debt in the world behind closed doors, we are a nation of borrowers – and debtors too. Many people are...
Is it Better to Pay My Home Loan Quicker OR Invest To Achieve Affordability?

Is it Better to Pay My Home Loan Quicker OR Invest To Achieve Affordability?

by Ean | Sep 11, 2019 | Financial Insights

We recently got the following question:  “Which best improves your affordability and chances for getting a second home loan? Repaying the current home loan you have quicker or putting the extra money into savings for your future deposit?” Although...
Good or Bad Credit Score? Your Full Guide to Understanding a Credit Report

Good or Bad Credit Score? Your Full Guide to Understanding a Credit Report

by Ean | May 16, 2019 | Credit Health, Financial Insights

All things financial aren’t as simple as it is made out to be. Let’s take your credit history for example. What is it called? A credit report or a credit score? Aren’t they the same thing? Let’s take a helpful look at some simple explanations to the questions you have...

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