by Ean | Jun 24, 2021
A credit report shows how you have managed past debts, what you borrowed the money for, and whether you paid it back on time or not. This helps creditors get a glimpse of your ‘creditworthiness’. Essentially it is the track record of your credit health. Every...
by Ean | Jun 24, 2021
Noticing a difference between credit scores from different companies? Why does it differ? Don’t they all keep the same information? Is this some mistake? No, it’s not a mistake and it can be very confusing to understand what’s happening! Let’s make it clear by...
by Ean | Jun 24, 2021
What are red flags when you review your credit report? While exploring your credit report, there are important things to look out for. One of these things is red flags that will help you troubleshoot your credit report. Look out for red flags such as: mistakes like...
by Ean | Jun 24, 2021
If any creditor has taken adverse action against you it will appear in your credit report. This includes denial of credit, insurance, or employment as well as reports from collections agencies or judgements. In later lessons, we will look at ways you can resolve...
by Ean | Jun 24, 2021
Enquiries are sometimes also referred to as credit checks. If anyone has checked your credit in the past 2 years — for example, landlords, employers, and financial service providers — it will appear in your credit report under enquiries. Hard credit checks and...
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