by Ean | Jul 7, 2021
This is where you can see basic details of every institution that has requested your credit report. Soft inquiries are just from companies wanting to send you promotional materials or current creditors checking your account. Hard inquiries are made when you actually...
by Ean | Jul 7, 2021
Public Records have taken a bit of a swing in recent years. Usually, all negative public records like bankruptcy, court judgements, tax offences and the likes were visible on many credit reports. In recent years, the most regular public record still being included is...
by Ean | Jul 7, 2021
When it comes to reading and understanding your credit score, you’ll need to know how it is calculated and what your score means. In previous lessons, we went through the basic calculation examples. In lesson 5, we will dedicate a bit more time to what your credit...
by Ean | Jul 7, 2021
What does it mean to “read” your credit history? Reading your credit history is mostly about learning and reflecting on what type of credit decisions you have made so far that has built your current record. Let’s shortly walk through the 7 different...
by Ean | Jul 7, 2021
The basic details section in your credit report is very simple and there is not much to read or use. The most important thing here is to review your personal information and ensure the details are up-to-date and correct. In Lesson 7 we will talk a bit more about what...
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