Is a Personal Loan or Overdraft Better?

Is a Personal Loan or Overdraft Better?

Credit can be an empowering financial tool. It helps you in many different ways. You can finance business projects, cover unexpected costs, buy a house and cover the shortfall of a tough month. But finding the right credit option can be difficult! Using it correctly...
11 Ways South Africans Waste Money

11 Ways South Africans Waste Money

Have you ever walked down to Savings avenue and Budget street? We hope so. If you’re not familiar with them, don’t fret. Many South Africans are not too high on proper savings and budgeting skills. This is why we have created a simple budget...
Is Your Budget Ticking? Or A Ticking Bomb?

Is Your Budget Ticking? Or A Ticking Bomb?

Sticking to a monthly budget is a sure way of getting your finances back on track. But, unfortunately, it’s something a lot of us are not disciplined enough to follow!  What makes it even worse, is that your actual budget and projected budget barely ever...