Your credit score plays a significant role in your financial health. It affects your ability to a secure a personal loan in South Africa, rent an apartment, and even get a job. A poor credit score can limit your financial opportunities and cause unnecessary stress. If you’re looking to take control of your personal finances and improve your credit score, enrolling in our Credit Health Course can be an absolute game-changer.
Our credit health course is a valuable investment in your financial future. It provides you with the knowledge, tools, and strategies to effectively manage your credit, understand credit reports and scores, and make informed financial decisions. In our course overview, we will explore why taking a credit health course is a smart move to boost your credit score and overall personal finance. Whether you’re a young adult starting your financial journey or someone looking to repair a damaged credit history, our credit health course can empower you to take charge of your credit and achieve your financial goals. Let’s dive in and find out how you can get your personal finances back on track in a matter of weeks.
What does the credit health course cover?
Everything related to your credit score and credit report, and we mean everything. Starting off with the basics we’ll go through the financial jargon you’ll need to understand when reading your credit report. Then we’ll tackle what a credit report actually is and how it’s created, including the six key sections that make up your credit report. The course will also look at ways to dispute and correct any mistakes on your credit report and how to improve your credit score drastically. Overall the focus of the course is on improving and maintaining a healthy credit score.
If you feel like you can’t get out of a financial sinkhole? Don’t fret too much, we can assure you there are plenty of South Africans that are in the same boat as you. By enrolling in this course, you are not only improving your credit health, but joining our mission to build a better future for all South African consumers. This course is one of the foundational building blocks towards better credit and financial health. P.S. You will get 2 course-specific certificates upon completion to show you went the mile.
Here’s a sneak peek of what we’ll cover, for the full rundown read further on.
How does the credit health course work?
Step 1 – Account Signup
All courses give you access to your very own account and profile so you can simply start building your educational roadmap with our courses.
Step 2 – Learn
Start learning as you go through the course, navigate your experience from your own account dashboard. Get rewarded with points & certificates!
Step 3 – Grow
Take action with what you learn and improve your credit health. Tap into a community and our academy resources to grow your better financial future!
Will I be able to improve my credit score?
Our course is one part of the recipe, and the other part is ensuring you have the discipline and focus needed to improve your credit score. The credit health course will provide you with valuable knowledge and strategies to improve your credit score by at least 100 points in a matter of weeks.
By understanding credit fundamentals, learning how to effectively manage debts, and implementing responsible credit habits, you can take steps towards repairing and rebuilding your credit. This may include paying bills on time, reducing credit card balances, disputing inaccuracies on your credit report, and establishing positive credit behaviours. With dedication and consistent effort, our credit health course can equip you with the tools and techniques needed to make significant improvements to your credit score in a relatively short amount of time. Remember, every credit situation is unique, and results may vary, but taking proactive steps to educate yourself and implement healthy credit practices can set you on the path to a better credit score.
How long is the credit health course?
Our credit health course is 10 lessons long, and each lesson consists of 2-7 topics. There is no time limit on how long the course can take you, however we’d suggest getting it done within a couple of weeks so that you can put these steps into action and improve your credit score. If you block out evenings after work, you can complete the course in around two weeks, however don’t rush if you want to go through the quizzes in your own time.
What will I get out of this course?
This course uses education building blocks to take you all the way from the basics to an in-depth understanding of your credit health. Most importantly, all users will learn how to build AND improve their credit score.
1. Finally, fully understand your credit report
Most people are totally confused about credit reports. No one has time to navigate the credit bureaus range of blog posts and most free credit score apps don’t actually teach you what things mean. We break down each and every component.
2. Learn to build a healthy credit record from scratch
All credit records start off with a “low” score. This is usually perceived as bad even when it means there is not enough data. Unfortunately, it leads to hasty decisions and people build unhealthy credit records. We show you the exact steps to build a healthy score from scratch.
3. Get unstuck by massively improving your credit score & health
People land in sticky credit health scenarios for any number of reasons. We want to help people get unstuck so they are able to move forward with their financial future. This course includes easy-to-follow lessons for improving your credit score and record.
4. Unlock a wealth of knowledge to build a better financial future
With more than 40 topics and lessons and an ever-growing library of new courses, special content, features, and community you will tap into a world where you can go beyond credit health and build a better financial future. Fincheck Academy is your perfect financial literacy partner.
How much does the course cost?
It’s cheaper than 3 takeaway cappuccinos, so that’s pretty much nothing. Our course used to cost R350 but we’ve lowered it drastically so it’s more accessible to everyone no matter your income level. It’s currently at the hot price of R99, and this is a once off price, where you’ll get lifetime access to the course so you can go back to at any time.
How can I stay on top of my personal finances going forward?
After you’ve completed the credit health course, the responsibility lies on your shoulders and you’ll need to put all of these tips and tricks into action. However this course is not a get out of jail free card, you need to constantly work on your financial health and this course will just provide you with a kick in the right direction. We’d suggest being part of communities like Money Made Simple and Fat Wallet Community, where you’ll be able to engage with other South Africans on topics around personal finance. Whether you’d like to know what credit cards are best for an average credit score or how to set up a retirement annuity these sort of Facebook groups will provide you will helpful insights and tricks.
In addition to that our Fincheck Academy Financial Insights and News sections will provide you with better knowledge on how to take control of your financial future.